greenteadrinker

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greenteadrinker ,

You’ll probably need to provide more details about the premiums, deductibles, and out-of-pocket maximums of PPO vs HDHP, projected healthcare costs (at least your current year costs so far), and how much you are able to stomach for the cost now vs later

PPO might be better if you can stomach the premiums and hit your deductible early enough. HDHP might be better if you can stomach the higher deductible and reimburse yourself years down the line after your HSA has had some time to be invested and grow from its investments

It’s hard to say without concrete numbers and only going based off thoughts and feelings

greenteadrinker ,

If you’re unfamiliar, the deductions they are talking about is a shift meal deduction. IIRC, I think it’s a 2 tier deduction where if you work like ~6 or less you get a meal deducted from the shift you worked and 6+ is two meals from your paycheck. The hour amount might be different, but there is a tiered system to it

It’s a fair ask, because some people do not want to eat Waffle House. Tho tbf, managers probably don’t even track if you ate meals at all and I have eaten more than 2 meals on shift

In any case, I do believe that there should be a clause stating that wages should increase a certain amount to keep up with CoL changes

While it was an interesting time working there, it was by no means an easy time. They do deserve higher wages and a safer work env

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