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Cheesus ,

Credit cards are great if you know how to use them. You should always use them then pay them off. You get better protection and perks like cash back over using a debit card or cash.

Cheesus ,

I bought a smaller house than I could afford in 2018. I could realistically afford around $1.1m but instead bought a $850k house. We just save the rest of the money for investing instead of what would have gone into a mortgage.

Some people are wealthy, some people are frugal, some people are house poor and finance everything is how people afford solar.

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