socsa

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socsa ,

It’s more like money isn’t the only part of happiness.

socsa ,

You get to a point where basic needs and standard luxuries don’t move the needle and all the things you can’t afford are just exponentially more expensive. This phase literally never ends. There are things Jeff Bezos and Elon Musk desire that they cannot afford. But even if you are making like 200k or so, “normal” living cost quickly become trivial, and it becomes about how much you have for crazy vacations and home upgrades. But you can be perfectly happy “just” getting a high end item and not a super lux item if you are a well adjusted person

socsa ,

Yeah 63% seems way too high. The median wage in the US is like $50k. That’s not a ton of money, but half the population should definitely be able to find $500 in an emergency.

socsa ,

Which state do you believe that is?

socsa ,

Awareness definitely shouldn’t produce more active traders, since casual daytrading is almost always suboptimal compared to other casual investing strategies, even before you take time overhead into consideration. I’m sure this has more to do with platform access and the ability to skirt day trading rules by having nearly infinite free accounts.

Is Congress Going to Kill Credit Card Rewards? ( www.nerdwallet.com )

Legislation known as the Credit Card Competition Act, first introduced in Congress in 2022, is described by its sponsors as encouraging “competition in electronic credit transactions.” But if lawmakers end up passing the measure, opponents say it could also torpedo the rich rewards and perks that cardholders have enjoyed for...

socsa ,

The biggest concern for me is eg, that “zero foreign transaction fees” is considered a perk. I can live without cash back probably, but losing the forex perks would be a nightmare, and would cost me easily a thousand dollars per year.

socsa ,

I disagree - I have been involved in civilian emergency prep communities for a while now, and it is the formal, published stance of FEMA that having civilians who understand incident response logistics and advanced first aid is absolutely critical to managing the first hours of an incident. We teach advanced trauma first aid (wound packing, field dressing, tourniquets, chest wounds, triage etc), as well as field command hierarchy and management to be handled until professional help arrives.

Teaching civilians how to stabilize, log and report on incidents has a huge multiplier effect on the effectiveness of emergency services. The idea that people should not get involved because they are not professionals is very outdated. It takes about two weeks to go over the basics of incident management, S&R, and first aid/triage. Once you’ve done that and established a local CERT volunteer corps, FEMA will literally give you grants to hand out equipment, hold practice exercises and recruit more volunteers.

socsa ,

See if you have a local CERT chapter. They will train you on incident response logistics, search and rescue, and advanced first aid. It will also connect you to a community of volunteers and professionals in the area.

socsa ,

How stupid do you have to be to still support this idiot?

socsa ,

It will eventually. Incompetence and stupidity might not catch up with you immediately, but it’s like an immortal snail tirelessly pursuing you. Eventually it will get you.

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